Funds for Small Businesses and Female Founders

Looking for Funds Small Businesses and Female Founders, here is a list for you:

Thank you to the resource of this article:

Hustle Talks Part 6

Here are this week’s Hustle Talk(s):

Responding to a crisis: Action Plan & Budget MUST DOs!

Guest Speaker Danielle Reese owner of Danielle’s SOS Bookkeeping Services Ltd
Topic: “Building a crisis reaction plan for your business & Crisis Household Budgeting”

Hey everyone thanks for joining us for Live Webinar: “Budgeting!”
This video is split in 2:
1st half of the video is “steps to build an action plan for your business to deal with a crisis situation”
2nd half of the video is about “creating a crisis budget for your family at home”

“I hope that you can find some sanity and some safety despite the world being a little drunk at the moment. This health crisis is real and difficult. BUT we must stand strong, think sensibly and have a little extra patience and understanding for those who are still working and attempting to offer as much as they can in the way of essential services. 

#Covid19awareness #covid19


Accounting, Bookkeeping, Payroll, Taxes, GST, Audits, Reviews & Engagements

Location: Edmonton Alberta

Serving Canada wide since 2014

Hustle Talks Part 5

Here are week four’s Hustle Talk(s):

“3 Ways to Guilt Free Self Care!!” ♥

Guest Speaker Jenni Hartt owner of Talk Dirt to Me!

Everyone Meet Jenni Hartt! She is “Holistic Nutrition and Lifestyle Coach” through Talk Dirt to Me

“I am passionate about empowering moms to live energized lives with nutrition & lifestyle changes.”

Exhausted to Energized

Jenni is a Certified Holistic Nutrition Practitioner with a diploma in Applied Nutrition from alive Academy.  She is passionate about health, wellness, and how we can control both through proper nutrition, healthy lifestyle practice and stress management.

Jenni was a licensed practical nurse for many years under the College of Licensed Practical Nurses of Alberta (CLPNA).  Being laid off from a nursing job, she decided to leave nursing to pursue a career in the principles behind proper nutrition. A big realization emerged when she came to understand that  our bodies can respond to many things so much quicker than pills alone.

Her passion started in 2016 when a new chapter of her life began, starting her journey in Holistic nutrition. After years of ignoring symptoms of exhaustion, Jenni decided to take her life from surviving to thriving.  Researching and discovering ways to improve her everyday life she is not just surviving life anymore!

Today, Jenni is on a heart driven mission to share her passion, knowledge, and experience with women who take care of others.  By witnessing women enjoying and prioritizing self-care WITHOUT feeling guilty, she is changing lives for them and their families.

Jenni Hartt, Holistic Nutrition & Lifestyle Coach



Hustle Talks Part 4

Here are week four’s Hustle Talk(s):

Angela Bradford’s “The Unexpected”

Hey everyone meet Angela Bradford! This week’s Hustle Talk is about her story and her journey dealing with “The Unexpected”

Make sure to check out her organization here: “The Unexpected”

Phone: 403-869-3703


Small Business Loans for Women in Canada

A number of small business loans for women in Canada are available for female business owners who make up at least 50 percent of a company’s ownership either individually or in conjunction with other women.

So, if you are a woman looking to start a business or expand an existing small business, loans and even some small business grants are available. Some programs are available only to residents of particular areas of Canada.

Eastern Canada

The Atlantic Canada Opportunities Agency (ACOA) Women in Business Initiative focuses on improving the access to business financing for women and has partnered with Community Business Development Corporations (CBDCs) throughout the region. More than 40 CBDCs in the region and a multitude of urban lenders are part of the program.

Individual CBDCs offer loan programs from First-Time Entrepreneur Loans and Self-Employment Benefit Programs for people starting businesses through General Business Loans and Innovation Loans for people looking to expand or develop their businesses.

Central Canada

Located in Thunder Bay, Ontario, the Paro Centre for Women’s Enterprise operates more than 30 peer lending circles throughout the Thunder Bay, Greenstone, Patricia, and Superior North regions. These groups of four to seven women meet monthly to “exchange advice, provide support, approve, and guarantee each other’s loans and monitor payments.”

If you are a woman who wants to start a business or find a job, Paro also operates “Gateway: A Path to Self-Employment.” It offers business development programming to women in the Thunder Bay area who are unemployed and eligible for Employment Insurance (EI), have been eligible for EI in the last three years, or have been on maternity benefits in the last five years. Women receive Self-Employment Benefits (SEB) for the duration of the program.

Microlending for Women in Ontario is a government program that funds initiatives throughout the province to support low-income women seeking to start their own businesses.

Femmessor — Réussir en affaires offers between $5,000 and $35,000 in loans for a maximum of five years, depending on your region and the purpose of your project. Customized training, mentoring, coaching, and networking assistance also is available.

Western Canada

The nonprofit Women’s Enterprise Initiative Loan Program (WEI) through Western Economic Diversification Canada (WEDC) has offices in each of the four western provinces and provides business information, advisory services, and training options. Their small business loans for women will provide debt financing of up to $150,000 for start-up, expansion, or the purchase of an existing business.

The following Women’s Enterprise centers administer the program and provide a host of other services for female entrepreneurs:

  • Women’s Enterprise Centre of BC provides small business loans for women up to a maximum of $150,000. You need to be able to demonstrate that your business idea is realistic and that you’re prepared to commit to it by submitting a comprehensive business plan along with your loan application.
  • Alberta Women Entrepreneurs (AWE) provides small business loans of up to $150,000 and will assign you a business adviser who will lead you through the preparation of a business plan and the loans process.
  • Women Entrepreneurs of Saskatchewan Inc. provides small business loans of up to $150,000. You must work with a business adviser prior to applying for a loan.
  • Like the centers, the Women’s Enterprise Centre of Manitoba provides loans of up to $150,000. If you are applying for a loan of more than $150,000, you will need to submit a completed business plan with your loan application. A business analyst will work with you throughout the process.

Thank you to THEBALANCE for this awesome resource article!

Funding for business women

Funding access helps your Canadian women-owned business capitalize on opportunities, diversify markets and grow globally.

Federal funding

Funding for women entrepreneurs

Women in Trade – Export Development Canada (EDC)

Insurance solutions to protect your exports, working capital and financing options.

Woman entrepreneur – Business Development Bank of Canada (BDC)

Financing to fuel growth.

Women in Technology (WIT) Fund – Business Development Bank of Canada (BDC)

Venture capital for Canadian technology businesses.

Futurpreneur Canada

Financing, mentoring and support for aspiring Canadian entrepreneurs aged 18–39.

Women Entrepreneurship Fund – Startup Canada

Micro-grants for Canadian entrepreneurs in science, technology, engineering and math (STEM).

Market expansion


Financial support to help your Canadian business develop and access exciting new export opportunities.

Canadian Technology Accelerators (CTA)

Help for Canadian companies with an existing technology, product or service to explore  vast opportunities in foreign markets.

Expand your search for financing

Funding and support programs

Explore the programs offered by the Trade Commissioner Service.

Innovation Canada

Share your story and discover what the Government of Canada can do for your business.

Women’s Enterprise Organizations of Canada

Learn about the National association of professional business support organizations for women entrepreneurs.

Words of wisdom

“I knew China had great potential for us, so I reached out to the Business Women in International Trade team. They connected me with the CanExport program. With their help, we received funding to pursue our opportunities in China.”

– Manon Pilon, CEO, Derme&Co., Montreal, QC

Regional funding for women

Eastern Canada

Atlantic Association of Community Business Development Corporations

Loans and funding opportunities for Atlantic Canada-based businesses.

Nova Scotia Business Inc. – The Export Growth Program

Financial contributions that  help businesses visit or invite potential partners/clients from outside the province.

Prince Edward Island – Trade and Export Supports

Funding for international business trips and marketing.

Central Canada


Export Québec (available in French only)

Contributions that help Quebec-based companies grow internationally.

Femmessor (available in French only)

Loans between $20,000 and $150,000 for women entrepreneur in Quebec.


Ontario Ministry of Agriculture, Food and Rural Affairs – Export Market Access

Contributions for Canadian small businesses to fund international expansion.

Microlending for Women in Ontario

Start-up loans to help low-income women start and build successful businesses.

PARO Centre for Women’s Enterprise

Community loans to help women start or grow a business.

Western Canada

SME Export Support Fund Alberta

Contributions that fund export-related activities for Alberta-based businesses.

Women’s Enterprise Centre British Columbia

Business loans for BC-based business women.

Women’s Enterprise Centre of Manitoba

Loans up to $150,000 for Manitoba businesses for start-up, expansion or the purchase of an existing business.

Saskatchewan Trade & Export Partnership (STEP) – Market Access Program (MAP)

Contributions for Saskatchewan-based STEP members to fund export-related activities.

Connect with Business Women in International Trade (BWIT)

Questions or need support

Join the conversation

A Guide To Business Grants For Female Entrepreneurs In Canada

Maybe you’ve taken inspiration from the likes of Mandy Rennehan, CEO of FreshCo, and other powerful Canadian business women and now you want to start a business and be your own boss. There’s just one major obstacle in your way: Money.

So how can you get your dream off the ground and find business grants for female entrepreneurs?

Let’s back up a step. You’ve come up with an amazing idea for a product or service that will change the market, but you’re not sure what comes next. How exactly does one start a business?

Turns out it’s pretty easy!

Starting a Business in Three Easy Steps

What’s In A Name? – Sounds simple enough, right? But think about the name of your business carefully. You want it to be easy to remember, indicate what your business is and attract attention at the same time.

After you have brainstormed some potential names for your business, find some people that can give you honest feedback on what they think about the name and what they think your business is based on that name.

Location, location, location – Depending on whether your business offers a product or service, you may need a brick and mortar location, an office or maybe you’re just working from a home office.

Factors to keep in mind when choosing a location include the demographics of the neighbourhood, the cost of rent and legal considerations like the accessibility rules in Ontario.

Get Registered – The last step is registering your business. Once you’ve decided on the type of business you’ll operate as, you need to register that business.

And that’s it, you’ve created a business!

Now comes the next major challenge: Finding the financial resources to run your business.

Business Grants for Female Entrepreneurs

There are several ways to fund your startup, including grants, loans, and equity. The majority of business grants are based on the industry your company is in, rather than the demographics of the business owner.

Additionally, many of the business grants for entrepreneurs are only available to social enterprises which are nonprofits.

We’ve compiled a list of business grants for female entrepreneurs as well as some industry-specific grants below.

The Eileen Fisher Women-Owned Business Grant Program

The fashion label gives up to 10 recipients a year a minimum grant of $10,000 each. To qualify, businesses must have 51% women ownership, have been around for at least three years, revenue of less than $1 million per year, and be focused on creating environmental and social change.

Applications are open annually for a short window during April and May. Applications should demonstrate a feasible business plan, an innovative idea and clearly explain how funds would be used.

Pitch for the Purse

The Forum for Women Entrepreneurs has run their Pitch for the Purse contest for the past two years and is exclusively open to women entrepreneurs in Canada. The program is aimed at helping women gain access to capital by improving their pitching skills and involves training, education, and mentorship.

The winner of the pitch finale gets $25,000 to finance their business. Previous winners and applicants have said that merely by entering Pitch for the Purse, they gained invaluable business contacts and experiences.

The Amber Grant

The Amber Grant, launched by Womensnet, has been supporting women entrepreneurs for two decades. They award a qualifying grant of $1,000 per month and then these candidates are eligible for a $9,000 grant at the end of the year.

When putting together your application, Womensnet is looking for people speaking from the heart who are obviously passionate about their business as opposed to ones that are overly corporate and full of business language.

They stress that a business of any size can win, as long as it is an original and exciting idea.

Cartier Women’s Initiative Awards

The Cartier Women’s Initiative Awards is jointly operated by Cartier, McKinsey & Company and INSEAD business school. Top prize is a grant of $100,000 with the first runner-up receiving $30,000.

The grant is available for women entrepreneurs in any country whose businesses are in their early stages of development and follow a for-profit model.

Applications for the 2019 competition will open in May 2018 and must include detailed financial information as well as information about your background and business.


Led by a group of current and former Twitter employees, the #Angels are a group of women that invest in tech startups run by women.

Canada Job Grant

The Canada Job Grant helps businesses by investing in their employees. The grant provides up to $10,000 per person for employees to do training and improve their skill set.

The Canada Job Grant is available to all Canadian citizens, however, training must be completed in the province that the business is registered in. Additionally, for businesses with fewer than 50 employees, employers can also claim a percentage of their payroll costs.

Celebrate Ontario

The Celebrate Ontario grant is an initiative by the provincial government to help organizations hold events which increase tourism. The 2018 fund was over $20 million and will help support over 300 festivals throughout the year.

Winners include a host of Ontario’s cultural events such as Canadian Music Week and The Stratford Festival. The grant provides up to $150,000 for new events and up to $300,000 for existing ones.

Currently, the program is closed, however, bookmark the website and check back in the fall of 2018 when it is set to reopen for events to be held in 2019.

Canada Media Fund

The Canada Media Fund grants over $300 million annually to companies that are creating media ranging from television and films to software, apps and even video games.

Eligible companies must be for-profit, develop their projects primarily in Canada and prove that they will be taking the product to market. Companies receive funding in different streams such as development, marketing or production.

Thank you to OPSTART for this amazing post back in 2018 *Still very relevant*

Celebrating the women who have made an impact in Canada

Women Of Impact In Canada

Women of Impact in Canada is an online gallery dedicated to women’s achievements, featuring profiles of courageous women who have made an impact in politics, the arts and sciences, and countless other fields. By sharing their stories, we can cement their place in history and inspire others to follow in their footsteps.

Status of Women Canada – Aboriginal Women and Girls


Prevent Family Violence and Violent Crimes Against Aboriginal Women and Girls

Contact us


Status of Women Canada
P.O. Box 8097, Station T CSC
Ottawa, ON
K1G 3H6


Toll-Free: 1-866-902-2719
Local: 819-420-6853
Toll-Free Fax: 1-855-500-3568


Announced on September 15, 2014, the Action Plan to Address Family Violence and Violent Crimes Against Aboriginal Women and Girls outlines concrete actions that the Government of Canada will take to:

  • Prevent Violence
  • Support Aboriginal Victims
  • Protect Aboriginal Women and Girls

The Action Plan includes a range of measures, totaling nearly $200 million over five years to address crimes against Aboriginal women and girls and builds on the Government of Canada’s earlier investments to improve community safety, and to enhance the justice system and law enforcement response to cases of missing and murdered Aboriginal women.

Status of Women Canada is the federal agency leading the Action Plan to Address Family Violence and Violent Crimes Against Aboriginal Women and Girls and works in collaboration with:

Cover of the Action Plan

Action Plan to Address Family Violence and Violent Crimes Against Aboriginal Women and Girls – HTML

Available in PDF

National Roundtable on Missing and Murdered Indigenous Women and Girls

On February 27, 2015, the Government of Canada participated in the National Roundtable on Missing and Murdered Indigenous Women and Girls which included participation from provincial and territorial governments and national Aboriginal organizations (NAOs). Discussions focused on how best to work together to prevent and address violence against Aboriginal Women and girls.

Participants at the National Roundtable on Missing and Murdered Indigenous Women held in Ottawa on February 27th, 2015.

News Release: Government of Canada meets with Aboriginal leaders, provincial and territorial governments, on taking action to end violence against Aboriginal women and girls

Funding Backgrounder

About the Artist – Daphne Odjig

image of Sharing of the Sweetgrass by Odawa - Potawatomi artist Daphne Odjig, from the Collection of Indigenous and Northern Affairs Canada. Reproduced with the permission of Daphne Odjig.

The banner above includes an image of Sharing of the Sweetgrass Sharing of the Sweetgrass by Odawa – Potawatomi artist Daphne Odjig, from the Collection of Indigenous and Northern Affairs Canada. Reproduced with the permission of Daphne Odjig.

Apprenticeship Incentive Grant for Women

1. What this grant offers

The Apprenticeship Incentive Grant for Women (AIG-W) helps you pay for expenses while you train as an apprentice in a Designated Red Seal Trade where women are underrepresented.

  • The AIG-W is a taxable grant of $3,000 per level, awarded to registered apprentices
  • You must complete your first year/level (or equivalent) to apply for the AIG-W
  • You can apply for this grant twice during your training (for a maximum of $6,000)
  • You can apply for your second AIG-W after completing your second year/level (or equivalent) of training


If you progressed in 2018 your deadline is: June 30, 2019

If you progressed on or after January 1, 2019, your deadline is: 12 months following your date of progression


Apprenticeship authority

There is a governing body in charge of apprenticeship in each province and territory. This body is usually a branch related to each provincial or territorial Department/Ministry of Education and Training with authority over training, regulation and certification of the apprenticeship program for their province/territory.

Designated Red Seal Program trade

A trade that is part of the Interprovincial Standards Red Seal Program.


When you complete the technical and on-the-job training of your apprenticeship program, you have progressed. We confirm your progression through the supporting documents you include with your application.

Supporting documents by province/territory of registration

2. Eligibility

To be eligible for the AIG-W, you must:

  • be a Canadian citizen, permanent resident, or protected person
  • not be a high school student
  • have the required AIG-W supporting documents
    • be registered with your provincial or territorial apprenticeship authority as an apprentice in an eligible designated Red Seal trade where women are underrepresented.
      • The following five designated Red Seal trades are not eligible for the AIG-W:
      • Baker
      • Cook
      • Hairstylist
      • Landscape-Horticulturist
      • Parts Technician (Parts person)
  • provide proof that you have successfully completed, on or after April 1, 2018, either your first or second year or level in a designated Red Seal trade
  • self-identify as a woman.

Eligibility while attending school

You can apply for the AIG-W if you meet the eligibility requirements and you are a:

  • registered apprentice enrolled in adult learning classes;
  • registered apprentice taking professional development courses; or
  • Quebec apprentice completing your vocational training.

Receive the difference between the AIG and the AIG-W

Women apprentices who have progressed in their apprenticeship training on or after April 1, 2018 may be eligible for the AIG-W. If you received the AIG in a trade that is eligible for the AIG-W, you may be eligible to receive the difference between the AIG-W and the AIG payment, which consists of an additional $2,000. If this applies to you, please submit an on-line application for the AIG-W in order to be assessed for eligibility.

3. Apply

If you are already familiar with the grant:

Apply online

Service Canada collects personal information you put in a grant application to decide if you qualify for the grant. By starting this application, you consent to the terms of the privacy notice statement. Please read the privacy notice.

To complete your application you need to do the following:

1. Begin to gather supporting documents

2. Gather your personal information

3. Complete the online application

4. Submit supporting documents by mail or in person

1. Begin to gather supporting documents

If you do not have your supporting documents, you can ask for them from your provincial or territorial apprenticeship issuing authority.

You do not need to have your supporting documents to apply. You can apply and then submit your supporting documents within 28 calendar days.

Supporting documents by provincial or territory


  • Copy of the Apprenticeship Period Completion Letter issued by the Government of Alberta, Advanced Education, Apprenticeship and Industry Training (The Period Technical Training Letter is not acceptable).

British Columbia

  • Copy of the Confirmation of Progression Letter issued by the Government of British Columbia, Industry Training Authority.


  • Signed copy of the Apprenticeship Level Completion Letter issued by the Government of Manitoba, Apprenticeship Manitoba, Department of Education and Training.

Note for AIG-W application: Second-year MB automotive painters, concrete finisher and construction craft workers must provide a copy of the Certificate of Qualification issued by the Government of Manitoba, Apprenticeship Manitoba, Department of Education and Training to prove progression for AIG-W Level 2.New Brunswick

  • Signed copy of the Official Level Completion Letter issued by the Government of New Brunswick, Department of Post-Secondary Education, Training and Labour.

Newfoundland and Labrador

  • Signed copy of the Confirmation of Block/Level Completed Letter issued by the Government of Newfoundland and Labrador, Department of Advanced Education and Skills and Labour, Apprenticeship and Trades Certification Division.

Northwest Territories

  • For a 1st year grant, a copy of the Certificate of Status for the Second Level issued by the Government of Northwest Territories, Department of Education, Culture and Employment, or
  • For a 2nd year grant, a copy of the Certificate of Status for the Third Level issued by the Government of Northwest Territories, Department of Education, Culture and Employment.

Nova Scotia

  • Signed copy of the Record of Progress Letter issued by the Government of Nova Scotia, Department of Labour and Advanced Education.


  • For a 1st year grant, a copy of the Certificate of Status for the Second Period Level issued by the Government of Nunavut, Department of Family Services, or
  • For a 2nd year grant, a copy of the Certificate of Status for the Third Period Level issued by the Government of Nunavut, Department of Family Services.


  • Copy of the official Confirmation of Progress for the Apprenticeship Incentive Grant Letter issued by the Government of Ontario, Ministry of Labour, Training and Skills Development (MLTSD).

Note: To be eligible for Level 1 grant, you will need to have been registered as an apprentice for at least 12 months, and at least 24 months for the Level 2 grant.Prince Edward Island

  • Signed copy of Confirmation of Progress for the Apprenticeship Incentive Grant letter issued by the Government of Prince Edward Island.

Quebec – Commission de la construction du Québec (CCQ)

  • Copy of the accomplishment letter of first or second level issued by the Government of Québec, CCQ

Quebec – Emploi-Québec (E-Q)

Compulsory certification trades:

  • Copy of the Confirmation of Participation letter issued by the Government of Québec, E-Q

Voluntary certification trades:

  • Copy of the Vocational Qualification Process (document number 1002A) issued by the Government of Québec, E-Q, and
  • Copy of the Confirmation of Participation letter issued by the Government of Québec, E-Q.


  • For a 1st year grant, a copy of the Y2 Card issued by the Government of Saskatchewan, Saskatchewan Apprenticeship and Trade Certification Commission (SATCC), or
  • For a 2nd year grant, a copy of the Y3 Card issued by the Government of Saskatchewan, Saskatchewan Apprenticeship and Trade Certification Commission (SATCC).


  • Signed copy of the Level Completion Confirmation Letter issued by the Government of Yukon, Advanced Education.

Applicants who are permanent residents or have protected status must also provide the following:Permanent Resident

  • Regular SIN; or
  • Copy of status document (IMM 5444) issued by IRCC or Record of Landing, Confirmation of Permanent Resident and/or Permanent Resident visa.
  • Copy of the Status document issued by Immigration, Refugees and Citizenship Canada (IRCC), that has not expired; or
  • Notice of Decision issued by the Immigration and Refugee Board (IRB); or
  • Verification of Status (VOS) document issued by IRCC Status Document.

Protected Persons

  • 900 series SIN number.
  • Copy of Status document (IMM5292) issued by Immigration, Refugees and Citizenship Canada (IRCC), that has not expired; or
  • Notice of Decision issued by the Immigration and Refugee Board (IRB); or
  • Verification of Status (VOS) (IMM5009 (formely IMM5716)) document issued by IRCC.

Permanent Residents and Protected Persons must provide proof of their status if they apply with a 900 series SIN number.

  • Copy of Status document (IMM5292) issued by Immigration, Refugees and Citizenship Canada (IRCC), that has not expired; or
  • Notice of Decision issued by the Immigration and Refugee Board (IRB); or
  • Verification of Status (VOS) (IMM5716) document issued by IRCC.

2. Gather your personal information

Make sure you have all of the information listed below to complete your application:

  • Social Insurance Number (SIN)
  • Provincial or territorial apprentice ID number
  • Banking information for direct deposit

3. Complete the Online Application

Applying takes about 30 minutes.

There are no expected delays. Online applications should be processed within 28 business days.

Service Canada will honor the date of your first online application. Estimated processing times only apply to applications that:

  • are complete
  • do not have errors, and
  • include all supporting documents

privacy notice

Apply online

Other ways to applyHow to apply through the mail or in person?

4. Submit your supporting documents by mail or in person

Once you have completed your online application, you must submit your supporting documents. You can choose one of two options for submitting your supporting documents:

  1. Mail all your supporting documents to an Apprenticeship Grant Processing Centre
  2. Bring them to a Service Canada Centre near you

We must receive your supporting documents within 28 calendar days of the date you submit your application.

If you miss this deadline, your application will be closed and you will need to re-apply for the grant.

If you re-apply and submit your documents, we will honor day the first application was submitted.

Apprenticeship Grant Processing Centre

Apprentices registered in Alberta, British Columbia, Manitoba, Northwest Territories, Nunavut, Saskatchewan, and Yukon:

Apprenticeship Grants Western Processing Centre
Service Canada Centre
Harry Hays Bldg.
220 4th Avenue SE, Room 270
Calgary AB  T2G 4X3

Apprentices registered in New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island and Quebec:

Apprenticeship Grants Eastern Processing Centre
Service Canada Centre
139 Douglastown Blvd
Miramichi NB  E1V 0A4